Privacy Policy

Thank you for using Mowize Software - A Personal Financial Management Tool developed, owned and operated by P Cube Mobility Private Limited, a private limited company incorporated under the Companies Act, 2013 and having its registered office at House No. 579 Sector 19 Faridabad - 121002, Haryana (hereinafter referred to as "P Cube").

We welcome you to Mowize's web and mobile experience. Your privacy is very important to us. Therefore, we take your privacy very seriously. This Mowize Web & Mobile Privacy Statement (the "Privacy Statement") describes our practices in connection with information we collect through software applications (including mobile applications) and websites that we operate and that contain a link to this Privacy Statement ("Devices"). This Privacy Statement is designed to transparently describe our privacy practices, in a format that is easy to navigate, read, and understand. It contains our terms and procedures about how your information is collected, used, shared and disclosed and therefore, we request you to read this Privacy Statement and any other supplemental information listed for further details, carefully. By accessing and using our Mowize Software and our Services therewith and other products, you consent to the collection, transfer, processing, storage, disclosure and other uses of your information described in this Privacy Statement.

While accessing our mobile applications, websites or any other applications owned and operated by us and communicating with P Cube (sometimes referred to as "we" "us" or "our") via such mobile applications, websites or any other applications owned and operated by us, we may ask you to disclose certain information so that we can provide you with the highest quality information and services. In order for you to make an informed decision about whether to disclose your information to us via mobile applications, websites or any other applications owned and operated by us, we are providing you with the following information about how we collect and use your information.

To make this notice easy to find, we provide a link to this policy from our homepage and at every point where your personally identifiable information may be requested.

1. WHAT THIS PRIVACY POLICY COVERS
⇒ General: - This Privacy Statement covers how we treat your information that we collect and receive, including information related to your use of our Services and products, regardless of how you access it, including but not limited to accessing Services through our Devices;
⇒ Companies Not Controlled: - We are not responsible for the privacy practicesthird party service providers or of companies that P Cube does not own or control or to people that P Cube does not employ or manage. The inclusion of a link on a Device does not imply that P Cube endorses, or otherwise monitors the privacy practices of that linked third party website or application.


2.TYPES OF INFORMATION
We may collect few basic types of information. They could be Personal Information and Non-Personally Recognised Information. "Personal Information," we mean the information described below. By "Non-Personally- Recognised Information," we mean information that does not identify you personally, but can provide us with usage data, either individually or in the aggregate. It may include demographic or aggregated information, certain information collected automatically through your device such as web browser information, server log files, cookie technology, pixel tags or beacons, and other technologies, and other such non personally identifiable information collected by us or provided by you (more detailed in Section 6 below).


3. PERSONAL INFORMATION
Personal information is information about you that is personally identifiable like Name, e-mail address, date of Birth, country of residence, gender or phone number, and that is not otherwise publicly available. When you register we ask for information such as your e-mail address, birth date, gender, profession & salary bracket /annual CTC and for purchasing some products and service we may also ask for credit card or other billing information (together "Personal Information").
Subject to our Terms of Use with respect to an authorized user on your behalf,You may also provide us with your contacts' email addresses when sharing folders or files with them. We may also receive Personal Information (for example, your email address) through other users, for example if they have tried to share something with you or tried to refer Mowize to you.


4. INFORMATION COLLECTION
We collect your information when you register with Mowize, when you use P Cube's Services and products, when you visit www.mowize.com's pages or the pages of certain Mowize partners, and when you enter promotions or sweepstakes or by accessing Devices through any means.


5. YOUR CONTENT
We collect and store the information, files, and folders you upload, download, or access using Mowize Service ("Your Content").


6. CONNECTION OR SESSION INFORMATION
Mowize automatically receives and records your device-specific information (such as browser, including your IP address, Mowize cookie information, software and hardware attributes, the web page you request, information you search for on our website, locale preferences, your mobile carrier, date and time stamps associated with transactions, system configuration information, metadata concerning your content, and other interactions with the Service. Mowize may associate your Device identifiers or phone number with your Mowize Account.


7. COOKIES
We use various technologies to collect and store information when you visit a Service, and this may include sending one or more cookies or anonymous identifiers to your Device. A cookie is a small file containing a string of characters that is sent to your device when you visit a website or app. The cookie allows our web site or app to recognize your browser, how you interact with the Service and to monitor aggregate usage and web traffic routing on the Service. Cookies may store user preferences and other information.
You always have an option of resetting your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Mowize website features or Services may not function properly without cookies.


8. HOW WE USE INFORMATION COLLECTED
Mowize uses your information for the following general purposes: to administer your use of the Service, (such as providing software updates, special offers or other information we think you'd like to hear about either from us or from our business partners), to better understand your needs and provide you with better and improved services. If you no longer wish to receive communications from us, please follow the "unsubscribe" instructions provided in any of those communications. We will ask for your consent before using information for a purpose other than those that are set out in this Privacy Policy.
We also collect some information (ourselves or using third party services) using logging and cookies, such as IP address, which can sometimes be correlated with Personal Information. We use this information for the above purposes and to monitor and analyze use of the Service, for the Service's technical administration, to increase our Service's functionality and user-friendliness, and to verify that the users have the authorization needed for the Service to process their requests. As of the date this policy went into effect, we use Mixpanel Analytics. To learn more about the privacy policy of Mixpanel Analytics Click Here.


9. INFORMATION SHARING AND DISCLOSURE
P Cube does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances: -

⇒ We will display your Personal Information in your profile page and elsewhere on the Service according to the preferences you set in your account. Any information you choose to provide should reflect how much you want others to know about you. Please consider carefully what information you disclose in your profile page and your desired level of anonymity. You can review and revise your profile information at any time;
⇒ We provide the information to trusted partners who work on behalf of or with Mowize under confidentiality agreements and help us provide, analyze, and improve the Service (including but not limited to data storage, maintenance services, database management, web analytics, payment processing, and improvement of the Service's features). These third parties may have access to your information only for purposes of performing the above mentioned tasks on our behalf and under obligations similar to those in this Privacy Policy. As of the date this policy went into effect, we use Amazon's S3 storage service to store some of your information (for example, your Files). You can find more information on Amazon's data security from the S3 Site or, read more about how Amazon Securely Store data;
⇒ P Cube responds to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. Unless you opt-in, Mowize will not transfer your personal information to third parties, except we may transfer your personal information without your consent if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to;

• meet any applicable law, regulation, legal process or enforceable governmental request
• enforce applicable Terms of Service, including investigation of potential violations
• detect, prevent, or otherwise address fraud, security or technical issues
• protect against harm to the rights, property or safety of Mowize, our users or the public as required or permitted by law

If we provide your files to a law enforcement agency as set forth above, we will remove Mowize encryption from the files before providing them to law enforcement. However, Mowize will not be able to decrypt any files that you encrypted prior to storing them on Mowize;
• Mowize does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad;
• We may share your information with a third party application with your consent, i.e. when you choose to access our Services through such an application. We are not responsible for what those parties do with your information, so you should make sure you trust the application and that it has a privacy policy acceptable to you;
• We will transfer information about you if Mowize is acquired by or merged with another company. In this event, Mowize will notify you before information about you is transferred and becomes subject to a different privacy policy;


10. CHANGING OR DELETING YOUR INFORMATION
Everybody has different privacy concerns. Our goal is to be clear about what information we collect, so that you can make meaningful choices about how it is used. For example, you can: (i) Review and control certain types of information tied to your Mowize Account. For example, your personal information. However, when updating your personal information, we may ask you to verify your identity before we can act on your request; (ii) Control who you share information with; and (iii) Take information out of many of our services. As mentioned above, you may also set your browser to block all cookies, including cookies associated with our Services, or to indicate when a cookie is being set by us. However, it's important to remember that many of our Services may not function properly if you disable the cookies.


11. CONFIDENTIALITY AND SECURITY
P Cube takes the security of your data seriously and takes reasonable steps to protect your information and keep it confidential. Please be aware that, despite out best efforts no data transmission over the Internet or information storage technology can be guaranteed to be 100% secure. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software as well as 2048 bit encryption, which encrypts information you input. We reveal only the last four digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing. It is important for you to protect against unauthorized access to your password and to your device. Be sure to sign off when finished using a shared device.


12.MINOR'S PRIVACY
Our website does not target and is not intended for people under the age of 18. Additionally, P Cube, does not knowingly solicit or maintain personal information pertaining to children under the age of 18. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at support@mowize.com. If we notice that a child under 18 has provided us with Personal Information, we will take steps to delete such information from our files.


13. CHANGES TO OUR PRIVACY POLICY
Our Privacy Statement may change from time to time. We will not reduce your rights under this Privacy Statement without your explicit consent. We will post any privacy policy changes on this page and, if we believe that the changes are significant, we will provide a more prominent notice (such as email notification of privacy policy changes). By continuing to use the Mowize Software and/or Services therwith after those changes become effective, you agree to be bound by the revised Privacy Statement.




14. CONTACT INFORMATION If you have questions, suggestions, or wish to make a complaint, please complete a feedback form or you can contact us at:
INDIA Address:
P Cube Mobility Private Limited
Plot no 6006, Unit 206
Opposite Super Mart 1
DLF Phase IV
Gurgaon - 122002
Haryana


Email: support@mowize.com